We’ve collected the information to compile our list of top car insurance providers to help customers make the right choice. Their affordable rates and excellent customer service are the key factors that make them the best car insurance company overall.
National Car Insurance Alternatives in India can be found for those who want to purchase car insurance with good coverage and the best price. Compare different insurance companies to find the best deal. If you have a clean driving record, some of these insurance companies offer discounts on your premiums.
Car insurance is mandatory in India. We will be discussing the top 10 Indian national car insurance options and their competitors.
- Oriental Car Insurance
- Acko Car Insurance
- Edelweiss Car Insurance
IFFCO TOKIO Car Insurance
- Navi Car Insurance
- Raheja QBE Car Insurance
- Royal Sundaram Car Insurance
- SBI Car Insurance
- Universal Sompo Car Insurance
- Shriram Car Insurance.
- National Car Insurance
National Insurance Company Limited (NIC), is one of the most renowned and oldest general insurance companies in the country. There are many other options available and you should be aware of them.
- To find the best solution, you might also consider researching similar companies. Here are some important things to consider when looking at alternative companies for customer service and email response times.
- National Insurance was the first company to introduce “Office on Wheels” in India.
- National Insurance provides live chat support 24×7
- Vehicles with anti-theft and other security devices are eligible for discounts.
The Top 10 Alternatives & Competitors to National Insurance
Numerous companies offer insurance plans for cars. Although the basic principles are the same, every company innovates to attract customers. However, what you want from your plan might be different than what someone else needs.
You will need to choose the plan that suits your needs best. The following criteria will help you choose the right plan.
Coverage being offered
- Add-ons available
- Discounts available
- The network of cashless garages
- Premium amount.
We have compiled a list that has been voted by reviewers as the best overall alternative and competitor to National Insurance. This includes Acko, Oriental and IFFCO TOKIO. Because the ratio is higher, the more reliable an insurer is, the below Car Insurance Companies have been listed.
What are the top 10 national car insurance alternatives in India?
National Insurance isn’t the only option when it comes to Car Insurance Policy. Consider other options. When researching other alternatives to National, you should also consider the price and quality of their services. We have compiled a list that we believe is the most comparable to National Car Insurance.
1. Oriental Car Insurance
“Best Rates All Around”
This company offers innovative and great products to its customers. Oriental Car Insurance Plans were created to satisfy the desire for coverage for our beloved vehicle.
Similar to the other plans, it ensures that all types of misfortunes are covered by its Car Insurance Plan.
Plans:-
- Private Car Insurance Plan
- Commercial Car Insurance Plan
- The Liability Only Plan
Benefits:
- Premium Discounts
- Cashless repair
- Excellent customer service.
2. Acko Car Insurance
“Reliable Claim Assistance”
Acko General Insurance believes that car insurance can be a simple and cost-effective way to protect your vehicle from unforeseeable risks. Acko Car Insurance saves money, conforms to the law and is hassle-free thanks to ACKO’s online policy. Good car insurance is essential to protect yourself from the financial loss that can be caused by road accidents.
Plans:-
- Third-party plan
- Comprehensive car insurance plan
- Plan for your own damage
- Zero depreciation cover.
Benefits:
- Emergency assistance available 24 hours a day
- An entire claims team
- Within 7 days, you can get approval
- Repairs available in 1 day
- Delivery at no additional cost by 3 Steps
3. Edelweiss Car Insurance
“Low Premiums”
One of India’s largest financial service groups, the Edelweiss Group, is a part of this group. Edelweiss offers a wide range of financial products and services to cater to a diverse client base that includes individuals, institutions, corporations and institutions. These combined with a constant focus on processes and systems and the highest governance standards enable us to provide quality services to our customers.
Plans:-
- Third-party private car liability
- Third party + personal damage private car liability.
Benefits:
- Good customer support
- Priority services in preferred workshops
- Quick claim settlement.
4. IFFCO TOKIO Car Insurance
“Advanced Options”
The IFFCO Tokio Car Insurance Plan is your one-stop protection plan for your vehicle. IFFCO Tokio was also India’s first company to offer liability and property insurance. IFFCO Tokio General Insurance also was the first company to set up Bima Kendras in rural India. The motor division provides coverage for car, two-wheeler and commercial vehicles. It also offers 24×7 road assistance.
Plans:-
- Third party liability
- Comprehensive car insurance
- Insurance coverage for personal damage
- Personal accident cover.
Benefits:
- Instant digital copy
- Settlement of claims quickly and without hassle
- Protection for on-road accidents
- Surveyors available for claim initiation immediately
5. Navi Car Insurance
Advanced Purchases: Best Discount
Navi General Insurance is the nation’s leading car insurance company. Through a wide range of affordable products, and seamless customer service, the company provides policyholders with financial freedom and empowerment. Navi General Private Car Insurance Policy is customizable to meet your needs.
Plans:-
- Third-party liability
- Comprehensive car insurance
- Long-term comprehensive
- Private car liability
- COCO offers a private vehicle package.
Benefits:
- Coverage for insurance
- Legal liability
- Financial security
- Affordable premiums
6. Raheja QBE Car Insurance
“Good Claim Settlement Ratio”
Raheja QBE offers very affordable car insurance rates to many different types of customers. This makes it worth looking if you are looking for cheap car insurance. Raheja QBE’s low number of complaints about car insurance is another reason to choose it.
Plans:-
- Private car insurance policy
- Owner-drivers are required to have a personal accident.
Benefits:
- Rapid claim settlement
- Support is readily available for customers
- You can get your policy immediately and it will be issued faster.
7. Royal Sundaram Car Insurance
“Best Services”
Royal Sundaram offers affordable car insurance rates to all customers. They also offer many useful add-on coverages. It has very few complaints about car insurance. There are many options available that will give you more insurance protection. This makes it an excellent choice when you compare prices.
Plans:-
- Third Party Car Insurance
- Comprehensive Car Insurance.
Benefits:
- Excellent and easy pre-sales and after-sales service
- Towing service – spot repairs
- On-time services
- 24×7 claim assistance.
8. SBI Car Insurance
“Best for Budgeting.”
SBI car insurance policyholders will not need to worry about paying the garage or hospital bills if they are involved in an accident. The fully government-owned insurer provides a variety of car insurance products that can be used to deal with various situations.
SBI Car Insurance protects you against losses that may be incurred if your vehicle is involved in an accident or damaged by natural or man-made calamities.
Plans:-
- Car insurance for damage to your vehicle
- Third-party car insurance
- Personal accident cover.
Benefits:
- Purchases are easy and straightforward
- 24×7 claim assistance.
9. Universal Sompo Car Insurance
“Affordable Premiums”
Universal Sompo Car Insurance is a great option because of its flexible coverage options and its claims process. It also has a low rate of complaints which allows it to beat average rates. Universal Sompo car insurance provides assistance to car owners in the event of an accident that damages the vehicle. Universal Sompo car insurance plans do not only cover damage but also provide compulsory personal accident coverage.
Plans:-
- Third-party car insurance
- Comprehensive cover.
Benefits:
- Quick claim settlement
- Instantaneous purchase
- A wide range of add-ons
- 24×7 claim assistance
- Solid customer support system
10. Shriram Car Insurance
“Economical & Convenient Services.”
Shriram insurance offers car insurance at very competitive rates. They also have low complaints levels, which makes it well worth looking into. They continue to put customer needs first, by securing talent and providing a platform that incorporates the most recent technology and ideas. This allows customers to get the most out of their investments and also has a high claim settlement rate.
Plans:-
- Personal Accident cover
- Third-party car insurance
- Comprehensive cover
- Insurance for long-term cars
Benefits:
- No-hassle, 24×7 Support
- Survey and assistance in a matter of hours
- Simple claim procedure
- Status of the claim updated.
Why do people shop for new car insurance?
Car insurance shopping can lead to savings. However, many car owners renew their policies every year without checking the prices of other insurance companies.
- Bad experience with car insurance claims
- You are looking for a lower price
My current company does not offer the coverage I need
After you have decided how much car insurance you require, you can start looking for new insurance policies. It’s wise to get quotes from several insurers for car insurance. Rates can vary greatly between companies, even for the same coverage. This will help you save money, get the best coverage, great customer service, and have low prices.